Can spend in excess of the account balance.
Competitive interest rate
24/24 withdrawal from ATMs
In need of contingent expenses without breaking savings term
Increase benefits for customers.

Customers deposit their savings in VND, foreign currencies and gold at Eximbank.

Vietnamese Dong

Cash withdrawal in VND or transfer at all transaction offices, ATMs in Eximbank’s network or ATMs connected to Eximbank.
(Please view the list of Eximbank’s ATMs and in its ATM Alliance)
Goods and service payment at merchants accepting Eximbank’s ATM cards. .
(Please view the list of Eximbank’s merchants)

Interest rate is calculated per days and is adjusted from time to time.
For overdraft and settlement in the same day, the applied interest rate will be 1-day overdraft interest rate
(Please refer to The Interest Rate for Individual Overdraft)

Request for Overdraft cum Overdraft Limit Contract and Pledge of Savings Book (in Eximbank’s form).
Original savings book

The period entitled to overdraft agreed by Eximbank and customers in the Overdraft Limit Contract, not exceeding the term of savings book and no more than 12 months.

On the 13th each month, Eximbank will inform customers by SMS banking/email to pay the term overdraft interest rate.
On the 15th each month, Eximbank will calculate the overdraft interest rate and debit customer’s account automatically.