| Eximbank receives customers’ time savings deposit with flexible funds withdrawal in VND and foreign currencies. During Eximbank’s working hours, customers can come to deposit, withdraw at any time. |
 Savings books can be withdrawn at any branches/transaction offices of Eximbank countrywide.
Used to confirm customers’ financial capability to travel or study abroad, etc,…
Used as pledge, guarantee to request for bank loans.
Used as deposit for international credit card issuance.
On maturity date, if customers do not withdraw or have any requirements, Eximbank will automatically convert interest into the principal and renew the term.
When in need of funds, customers can withdraw or pledge their savings books for loan at the bank without waiting for maturity date.
On maturity date, customers can deposit further amount to the savings book without asking for a new one.
For savings books in foreign currencies, Eximbank will use financial tools to convert into other currencies at the customer’s request. |
| Interest of time savings deposit can be paid in advance, monthly, quarterly, yearly, at term end or on negotiation with Eximbank. |
| Please refer to Eximbank’s prevailing schedule of interest.
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| The minimum deposit is VND100,000, USD50 or others in equivalent. |
1. For savings deposit in Vietnamese Dong: Vietnamese or foreign individuals who are legally living and working in Vietnam.
2. For payment deposit in foreign currencies: Vietnamese and foreign residents.
3. Legally capable Vietnamese and foreign individuals at 18 years old or above. |
Procedure for authorization: |
Authorization done at Eximbank: the owner of the savings book and the authorized bring the savings book and valid ID card/passport to Eximbank to carry out the authorization.
Authorization done in other places: the letter of authorization should be certified by the state or local authorities as regulated |
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