Eximbank

Eximbank receives customers’ mixed savings deposit in VND and USD. During Eximbank’s working hours, please come to deposit, withdraw at any time.

Definition:

Mixed savings deposit is a flexible product which is a combination of demand and time savings deposit, satisfying customers’ needs of unexpected deposit and withdrawal.

Benefits:

When in need of funds urgently, customers can withdraw part of the principal or deposit more funds at any time. .

The withdrawn or deposited amounts bear the same interest rate as specified in the savings books.

In case savings book full withdrawal is before the term, Eximbank will calculate the interest rate as the preceding lower rate.

Savings books are open once during transactions with Eximbank and can be used in all Eximbank’s network countrywide.

Apart from normal functions of savings deposit, mixed savings deposit can be used as a payment account such as transfer, bills payment for electricity, water, contract, etc,…

Interest repayment:

At term-end

Objects:

For savings deposit in Vietnamese Dong: Vietnamese or foreign individuals who are legally living and working in Vietnam.
For payment deposit in foreign currencies: Vietnamese and foreign residents.
Legally capable Vietnamese and foreign individuals at 18 years old or above.

Schedule of interest:

Please refer to Eximbank’s prevailing schedule of interest.

Interest for mixed savings deposit .

Documents:

On the first transaction:
Customers bring along their ID card or passport in validity
Customers deposit directly at the counter of Eximbank - in our form – Personal Account Opening Request) and get the savings book from tellers.
On the next transaction:
In need of funds deposit, customers can come or ask their relatives to come to any branches/transaction offices of Eximbank countrywide.
In case of funds withdrawal, they have to bring along their ID card or valid passport to come to any branches/transaction offices of Eximbank countrywide. They can also authorize others to withdraw

Procedure for authorization:

Authorization done at Eximbank: the owner of the savings book and the authorized bring the savings book and valid ID card/passport to Eximbank to carry out the authorization. Authorization done in other places: the letter of authorization should be certified by the state or local authorities as regulated

Contact:

For further information please contact the nearest branch/transaction office of Eximbank or
Call-Center:
Monday to Friday: Saturday:	From 7:30 to 19:30 From 7:30 to 11:30