Eximbank

Effective as from May 13, 2010

Currency: USD (% per annum)

	Interest
1 month	3.10
2 month	3.30
3 month	3.60
4 month	3.65
5 month	3.70
6 month	3.85
7 month	3.85
8 month	3.85
9 month	3.85
10 month	3.85
11 month	3.85
12 month	3.90
18 month	3.30
24 month	3.30
36 month	3.30
60 month	3.30

Bonus interest rate on balance accumulation

With the principal balance maintained until account closing from 5.000 USD above, customers shall enjoy bonus interest rate on balance accumulation as follows:

Principal balance maintained until termination	Bonus interest rate (%/year)
From 5.000 USD up to below 20.000 USD	0.10
From 20.000 USD up to below 50.000 USD	0.13
From 50.000 USD up to below 150.000 USD	0.15
From 150.000 USD up to below 300.000 USD	0.18
From 300.000 USD upward	0.20

REGULATIONS:

I. Regulations on early withdrawal of time savings deposit:

When in need, customers are required to notify Eximbank about the early withdrawal of their savings deposit during business days.
Customers are entitled to withdraw part of the principal. The remaining principal still enjoys the interest rate on the savings book until maturity date. The early withdrawn principal enjoys interest rate as follows:

Actual deposit time		Withdrawal interest rate
t ≥ 1 month	3/4 of the term written on the book ≤ t < the term written on the book	90% of the written interest rate on the book	≥ demand interest rate
	1/2 of the term written on the book ≤ t < 3/4 of the term written on the book	80% of the written interest rate on the book
	1/3 of the term written on the book ≤ t < 1/2 of the term written on the book	60% of the written interest rate on the book
	t < 1/3 of the term written on the book	40% of the written interest rate on the book
t < 1 month		Demand interest rate
t: actual deposit time

- Customers can withdraw the principal providing that they maintain a minimum balance of 50 USD; customers cannot make further deposit to such flexible withdraw savings books.

II. Regulation on early closing of savings books:
When in need, customers are required to notify Eximbank about the early closing of their savings books during business days. Customers shall enjoy the same interest rate as that of the principal early withdrawn.

III. Flexible savings deposit before this notice still enjoys the interest rate on the flexible savings books or as agreed until maturity date.