USD Savings deposit interest rates
for Individual
| Currency: USD (% per annum) |
| Effective as from December 01st, 2011 |
| 1. INTEREST RATES FOR “SAVINGS DEPOSIT WITH OPTIONAL TERM FOR INTEREST RECEIPT” – 36-MONTH TERM |
Balance remained until interest payment term |
1 Month |
2 Months |
3 Months |
6 Months |
12 Months |
Rate |
2,00 |
2,00 |
2,00 |
2,00 |
2,00 |
| 2. INTEREST RATES FOR REGULAR INDIVIDUAL DEPOSITS AND SAVINGS DEPOSITS |
Interest payment method |
Upfront |
Monthly |
Quarterly |
Annually |
Term-end |
Demand |
|
|
|
|
0,20 |
1 week |
|
|
|
|
1,99 |
2 weeks |
|
|
|
|
1,99 |
3 weeks |
|
|
|
|
1,99 |
1 month |
1,98 |
|
|
|
1,99 |
2 months |
1,98 |
1,985 |
|
|
1,99 |
3 months |
1,98 |
1,985 |
|
|
1,99 |
4 months |
1,97 |
1,985 |
|
|
1,99 |
5 months |
1,97 |
1,985 |
|
|
1,99 |
6 months |
1,97 |
1,985 |
1,987 |
|
1,99 |
7 months |
1,96 |
1,985 |
1,987 |
|
1,99 |
8 months |
1,96 |
1,985 |
1,987 |
|
1,99 |
9 months |
1,96 |
1,985 |
1,987 |
|
1,99 |
10 months |
1,95 |
1,985 |
1,987 |
|
1,99 |
11 months |
1,95 |
1,985 |
1,987 |
|
1,99 |
12 months |
1,95 |
1,995 |
1,997 |
|
2,00 |
18 months |
1,92 |
1,995 |
1,997 |
|
2,00 |
24 months |
1,92 |
1,995 |
1,997 |
1,998 |
2,00 |
36 months |
1,88 |
1,995 |
1,997 |
1,998 |
2,00 |
60 months |
1,81 |
1,995 |
1,997 |
1,998 |
2,00 |
| 3. INTEREST RATES FOR USD FLEXIBLE SAVINGS DEPOSITS |
Term |
1 Month |
2 Months |
3 Months |
4 Months |
5 Months |
6 Months |
7 Months |
8 Months |
Rate |
1,79 |
1,79 |
1,79 |
1,79 |
1,79 |
1,79 |
1,79 |
1,79 |
|
|
|
|
|
|
|
|
|
Term |
9 Months |
10 Months |
11 Months |
12 Months |
18 Months |
24 Months |
36 Months |
60 Months |
Rate |
1,79 |
1,79 |
1,79 |
1,80 |
1,80 |
1,80 |
1,80 |
1,80 |
| 4. INTEREST RATES FOR MIXED SAVINGS DEPOSITS |
Term |
1 month |
2 months |
3 months |
6 months |
9 months |
12 months |
Rate |
0,50 |
0,60 |
0,80 |
1,00 |
1,30 |
1,50 |
The interest rates to which customers are entitled to are automatically adjusted in accordance with those applicable for the product announced by Eximbank from time to time. |
a. Regulations on interest rates for early withdrawal (before the interest payment term):
Upon making early finalization of term deposits and savings deposits, or early withdrawal of “Flexible Savings”, or withdrawal before the interest payment term for “Savings Deposit with Optional Term for Interest Receipt”, customers are entitled to demand interest rate at the time of withdrawal. |
b. Regulations on fund withdrawal
 In case of “Savings deposit with Optional Term for Interest Receipt”
- When in need of early withdrawal before interest payment term, customers can withdraw part of the principal providing that they ensure a minimum balance of USD50; or finalize their saving books or deposit accounts.
- In case of withdrawal, customers do not need to reimburse the interests received in the previous terms, and still enjoy interest for the principal withdrawn before interest payment term.
In case of term regular individual deposit and savings deposit
- When in need of early withdrawal, customers must finalize all deposit balance on their accounts.
- For personal deposits/savings deposits with interests paid upfront or periodically (monthly, quarterly, annually): In case of early withdrawal, customers must reimburse the received interest variance (if any).
In case of “Flexible Savings”
- When in need of early withdrawal, customers can withdraw part of the principal providing that they ensure a minimum balance of USD50; or finalize their accounts.
In case of “Mixed Savings Deposit”
- Customers can deposit or withdraw their mixed savings deposits for many times providing that they ensure a minimum balance of USD50.
- When in need of early finalizing their saving books or deposit accounts, customers shall enjoy demand interest rate for the whole deposit balance.
c. Interest rates of % per annum are calculated on a 360-day basis.
Decimal places of number is based on Vietnamese types: 1.000,00. |
| This fee schedule is for reference only. |
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