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Interest Rates:     VND USD Foreign currency Gold

Gold Deposit Interest Rates
for Individual Customers


Currency: Gold (% per annum)
Effective as from January 03rd, 2011

1. “GOLD TERM, GOLDEN INCENTIVES”:
From 03/01/2012, individual customers who open new custodied gold accounts under the program "GOLD Term, GOLDEN Incentives" for a minimum quantity of 10 taels, will be waived of custody fee, and enjoy the interest rates as follows:

Term

End-of-term interest
(% per annum)

1 month

2,5

(Interest rate per year is calculated on a 360-day basis)
- Pre-mature withdrawal is not allowed.

2. INDIVIDUAL CUSTOMER WHO DO NOT PARTICIPATE IN THE " GOLD TERM, GOLDEN INCENTIVES":
Individual customers depositing gold and not participating in the program "Gold Term, Golden Incentives” will enjoy the interest rates as follows:

Term

End-of-term interest
(% per annum)

1 month

2,0

2 months

2,1

3 months

2,2

6 months

1,5

12 months

1,5

(Interest rate per year is calculated on a 360-day basis)
In case of pre-mature gold withdrawal, customer is required to close the entire account balance without receiving any interest.

REGULATIONS:

1. Gold type: SJC 9999 gold bar of minimum quantity of 1/10 tael.
2. The quantity of gold a customer receives is rounded to 2 decimal numbers.
3. Payment is made in SJC 9999 gold bar. For the odd quantity of gold of less than 1/10 tael, Eximbank will buy such gold at the gold price efftective at the time of interest payment.
4. Additional gold deposit may only be made on the account opening date or due date.


NOTE:

This fee schedule is for reference only.

Contact:

For further information please contact the nearest branch/transaction office of Eximbank or
Call-Center:
Monday to Friday:
Saturday:
From 7:30 to 19:30
From 7:30 to 11:30

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