Deposit with optional term
| “Deposit with optional term” is a type of deposit product for corporate customers for day-based terms as determined by customers to fit their idle fund availability. This product allows customers to maximize the profit from their idle fund without concerning about early withdrawal. |
| Vietnamese and foreign organizations (excluding credit institutions). |
| - Applicable currency: Vietnam Dong (VND), US dollar (USD). |
| - Term: Minimum 7 days. |
| - Minimum balance: 5,000,000 dong/200 USD. |
| - Interest payment: At the term-end. |
| - Interest rates: As agreed between Eximbank and customers. |
| - Regulations on deposit/withdrawal: Similar to common time deposit. |
| - Select the terms which best fit customers’ idle fund availability. |
| - Maximize the profitability from the idle fund. |
| - Negotiate the interest rates with the bank. |
| - Receive loan guarantee, or provide guarantee to third party to apply for loans from Eximbank. |
| - Use E-banking service for account inquiries. |
|