“Overnight Deposit” is a type of 24-hour short-term investment product for corporate customers of high liquidity, thus enabling customers to manage their capital flow effectively and enjoy interest after 24 hours from the time of deposit for each deposit item.

- As regulated by Eximbank from time to time and subject to daily change based on the interest rates in the market. Tiered, agreed or negotiated interest rates are not applied.
Please refer to Eximbank’s prevailing schedule of interest rates.

Deposit interest rates applied to Economic Entities and Credit Organizations.

On maturity, if customers neither close their accounts nor make any instructions, such accounts shall automatically be renewed for the same term and at the interest rates at the time of renewal.

- Withdrawals made by customers after 24 hours or more from the time of deposit in respect of each deposited item are subject to the prevailing interest rate of Eximbank applicable to the “Overnight Deposit” product.
- Withdrawals made by customers under 24 hours from the time of deposit in respect of each deposited item are subject to demand interest rate at the time of withdrawal .