Deposits of economic organisations
Corporate customers include economic entities, state entities, arm forces, and political, social, professional, charitable associations
| In Vietnamese Dong (% per annum) |
Effective as from October 11th, 2011
|
Interest
monthly paid
% per annum |
Interest
quarterly paid
% per annum |
Interest paid
at term end |
% per annum |
Demand Deposit |
|
|
3,00 |
O/N |
|
|
3,60 |
1 week |
|
|
5,50 |
2 week |
|
|
5,50 |
3 week |
|
|
5,50 |
1 month |
|
|
14,00 |
2 month |
13,82 |
|
14,00 |
3 month |
13,82 |
|
14,00 |
4 month |
12,82 |
|
13,00 |
5 month |
12,82 |
|
13,00 |
6 month |
12,82 |
12,88 |
13,00 |
7 month |
12,82 |
|
13,00 |
8 month |
12,82 |
|
13,00 |
9 month |
12,82 |
12,88 |
13,00 |
10 month |
12,82 |
|
13,00 |
11 month |
12,82 |
|
13,00 |
12 month |
12,02 |
12,08 |
12,20 |
13 month |
|
|
12,20 |
15 month |
|
|
12,20 |
18 month |
|
|
12,20 |
24 month |
|
|
12,20 |
25 month |
|
|
12,20 |
36 month |
|
|
12,20 |
60 month |
|
|
12,20 |
| II. INTEREST RATES FOR “DYNAMIC DEPOSIT, FLEXIBLE INTEREST RATE” |
Form of deposit |
Interest rate (% p.a.) |
12-month term - interest paid weekly |
6,00 |
12-month term - interest paid every 2 weeks |
6,00 |
12-month term - interest paid every 3 weeks |
6,00 |
12-month term - interest paid monthly |
14,00 |
12-month term - interest paid every 2 months |
14,00 |
12-month term - interest paid every 3 months |
14,00 |
18-month term - interest paid weekly |
6,00 |
18-month term - interest paid every 2 weeks |
6,00 |
18-month term - interest paid every 3 weeks |
6,00 |
18-month term - interest paid monthly |
14,00 |
18-month term - interest paid every 2 months |
14,00 |
18-month term - interest paid every 3 months |
14,00 |
18-month term - interest paid every 6 months |
13,12 |
18-month term - interest paid every 9 months |
13,33 |
| III. INTEREST RATES FOR “CURRENT DEPOSIT WITH TIERED INTEREST RATE” |
Interest rate for “Current deposit with tiered interest rate”
= demand interest rate + bonus interest rate
Bonus interest rates based on tiers of average deposit balance in a month are as follows:
Average deposit balance in a month |
Bonus interest rate (% p.a.) |
Below VND1 billion |
0,00 |
VND1 billion to below VND5 billion |
1,68 |
VND5 billion to below VND10 billion |
1,74 |
VND10 billion or above |
1,80 |
| IV. INTEREST RATES FOR “CURRENT DEPOSIT WITH DAILY INTEREST” |
Interest rates for “Current deposit with daily interest”
= demand interest rate + bonus interest rate
Bonus interest rates based on tiers of day-end balance are as follows:
Day-end deposit balance |
Bonus interest rate (% p.a) |
Below VND50 million |
0,00 |
VND50 million to below VND200 million |
0,90 |
VND200 million to below VND500 million |
1,14 |
VND500 million to below VND1,000 million |
1,38 |
VND1,000 million or above |
1,62 |
| V. INTEREST RATES FOR “ACCUMULATED DEPOSIT” |
Interest rates for “Accumulated deposit” = interest rate i1 + interest rate i2. In which:
+ Interest rate i1: Is the interest rate applicable to regular term in correspondence with actual deposit time of each deposit amount.
+ Interest rate i2: Is the accumulated bonus interest rate.
Accumulated bonus interest rate is calculated as follows:
Tiers of balance |
Accumulated bonus interest rate
(% p.a.)
100% |
Accumulated bonus interest rate
(% p.a.)
50% |
Below VND1 billion |
0,000 |
0,000 |
VND1 billion to below VND3 billion |
0,000 |
0,000 |
VND3 billion to below VND5 billion |
0,000 |
0,000 |
VND5 billion to below VND7 billion |
0,000 |
0,000 |
VND10 billion or above |
0,000 |
0,000 |
| VI. INTEREST RATES FOR “MIXED DEPOSITS” |
Interest rates for “Mixed deposits” 3,3% p.a
| REGULATIONS ON EARLY WITHDRAWAL: |
a. Regulations on premature withdrawal:
 For regular term deposits, optional term deposits:
- In case of premature withdrawal, customers should close all balances on their accounts.
- For periodical interest receipt (monthly, quarterly or yearly): In case of premature withdrawal, customers are required to return the difference of the received interests and premature withdrawal interests (if any).
For dynamic deposits with flexible interest rates:
- Customers may withdraw their principal in whole or in part on periodical basis and are not required to return the previously received interests other than the maintenance of a minimum balance of VND1,000,000.
- In case of ad-hoc partial withdrawal, customers are required to close all balances on their accounts.
b. Regulations on interest rates applicable to premature withdrawal:
For regular term deposits, dynamic deposits with flexible interest rates, optional term deposits: Upon premature withdrawal, customers’ deposits are entitled to demand deposit interest rates at the time of withdrawal applicable to actual deposit period". |
1. Interest rates of % p.a. are calculated on a 360-day basis.
2. Corporate customers mentioned in this notice include economic entities, state agencies, civil arms units, political - social - professional - and charitable associations.
3. This interest schedule is for reference only. For details about interest rates and products and services, please contact the nearest branch/transaction office of Eximbank
or Call-Center:
(84-8) 3.9151515 or 1900 545474.
|
|
|
|