INDIVIDUAL
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SAVINGS DEPOSIT

Eximbank takes all kinds of customers’ savings funds in VND, in foreign currencies and in gold with diversified terms, flexible interest payment and attractive interest rates.

Demand savings deposit
Time savings deposit
Mixed savings deposit
Time savings deposit with flexible fund withdrawal
Savings of deposit on balance accumulation
Overnight savings deposit
“Call” 48 hours deposit
Deposit with interest rate based on actual deposit time

PAYMENT DEPOSIT

With payment deposit account, customers can register to use ATM cards, pay for goods and services, issue cheques, payment order or collection order, etc...

Demand Payment Deposit Account
Time Payment Deposit Account

LENDING

Eximbank satisfies customers’ needs of production and trading, services, consumption, investment and development, etc. with flexible lending type and simple procedures.

Loan for household businesses
Loan secured by savings books, valuable papers
Loan backed by mortgaged stocks
Loan for house construction, repair and purchase
Auto loan
Account overdraft

FOREX TRADING

Eximbank handles all foreign currencies trading transactions to satisfy customer’s needs in normal international settlements as well as provides forex services to assist customer in hedging risks caused by exchange rate fluctuation. Cash F/X trading at a negotiable rate
Spot
Forward
Currency option

GOLD TRADING

Whenever you have needs for settlement in gold of all types (SJC, raw material gold), fund hedging in gold, or investment for profit by speculation on fluctuation in gold price, etc. Spot gold trading
Forward gold trading
Gold option

REMITTANCE SERVICE

Eximbank provides outward remittance services to individual and corporate customers in economic sectors from manufacturing to trading and services, etc.

Remittance inside Eximbank’s Network
Remittance Outside Eximbank’s Network
Inward remittance
Outward remittance

PACKAGE FINANCIAL SERVICES FOR OVERSEAS STUDY

In order to meet the needs of customers having children, relatives studying abroad or having plan to study in overseas, Eximbank provides package financial services for overseas study.

Guidance on overseas study remittance procedures
Guidance on outward remittance for overseas permanent settlement
Guidance on loan for overseas study
Transferring foreign currencies abroad for Vietnamese citizens for business, travel, or visit
Transferring foreign currencies abroad for Vietnamese citizens for medical treatment
International credit card issuance
Bankdraft issuance
Financial capability confirmation

REAL ESTATE SERVICES

  Trust service of payment on real estate through the bank
Advice on real estate price (free of charge)

OTHERS

  Cash business
Saving and Personal Deposit                     
  VND (% per annum )
    - Effective as from 16/03/2009
 
Interest paid at term end
(% per annum)
   
Demand Deposit
3.00 %
1 week
4.50 %
2 week
5.10 %
3 week
5.40 %
1 month
6.96 %
2 month
7.32 %
3 month
7.56 %
6 month
7.80 %
9 month
7.92 %
12 month
7.98 %
  USD (% year)
    - Effective as from 11/02/2009
  GOLD (% year)
- Effective as from 11/03/2009