Eximbank

Effective as from December 19th, 2008 at 8h30' A.M

Deposit in USD: (% per annum)

	Interest monthly paid	Interest quarterly paid	Interest annually paid	Interest paid at term end
Demand Deposit				1.00
1 week				1.10
2 week				1.20
3 week				1.50
1 month				2.50
2 month	2.60			2.80
3 month	2.80			3.00
4 month	2.80			3.00
5 month	2.80			3.00
6 month	3.10	3.20		3.30
7 month	3.20			3.40
8 month	3.20			3.40
9 month	3.30	3.40		3.50
10 month	3.30			3.50
11 month	3.30			3.50
12 month	3.40	3.50		3.60
18 month	3.80	3.90		4.00
24 month	3.80	3.90	3.95	4.00
36 month	3.80	3.90	3.95	4.00
60 month	3.30	3.40	3.45	3.50

Effective as from January 03, 2008

Deposit in Foreign Currencies: (% per annum)

	EUR	GBP	CHF	CAD	AUD	JPY	HKD	SGD
Demand Deposit	0,25	0,25	-	-	0,25	-	-	-
1 month	1,25	1,25	0,10	1,10	1,00	0,30	1,00	0,20
2 month	1,30	1,35	0,15	1,15	1,10	0,80	1,10	0,25
3 month	1,35	1,50	0,20	1,20	1,25	1,10	1,20	0,30
4 month	-	-	-	-	-	-	-	-
5 month	-	-	-	-	-	-	-	-
6 month	1,50	1,75	0,30	1,30	1,50	1,20	1,30	0,35
7 month	-	-	-	-	-	-	-	-
8 month	-	-	-	-	-	-	-	-
9 month	1,75	1,85	0,35	1,40	1,75	1,50	1,40	0,40
10 month	-	-	-	-	-	-	-	-
11 month	-	-	-	-	-	-	-	-
12 month	2,00	2,00	0,40	1,50	2,00	2,00	1,50	0,45
18 month	-	-	-	-	-	-	-	-
24 month	-	-	-	-	-	-	-	-
36 month	-	-	-	-	-	-	-	-
60 month	-	-	-	-	-	-	-	-

Interest rate for timed USD deposit based on USD balance accumulation

Accumulated interest = Savings and individual deposit interest rate + Bonus Interest rate (in USD with corresponding term)

Accumulated Deposit Interest Rates

Effective as from March 24, 2008

Deposit amount per item	% year
From 5,000 USD up to below 20,000 USD	0.15
From 20,000 USD up to below 50,000 USD	0.17
From 50,000 USD up to below 150,000 USD	0.20
From 150,000 USD up to below 300,000 USD	0.23
From 300,000 USD upward	0.25

(Interest rate may vary at some EXIMBANK branches)

REGULATIONS:

1. Regulations on withdrawal of timed savings deposit and individual deposit before maturity:
- When having demand for savings deposit/individual deposit withdrawal before maturity, customers must inform Eximbank within business days.
- Eximbank’s interest rate for savings deposit/individual deposit withdrawal before maturity:

Actual time of the deposit < 01 month: customers are entitled to demand interest.

In case the actual time of the deposit is ≥ 01 month. customers are entitled to withdrawal interest rate before maturity as follows:

Actual deposit time < 1/3 of the term written on the book: Apply withdrawal interest rate as high as 40% of the interest rate written on the book.

Actual deposit time ≥ 1/3 and < 1/2 of the term written on the book: Apply withdrawal interest rate as high as 60% of the interest rate written on the book.

Actual deposit time ≥ 1/2 and < 3/4 the term written on the book: Apply withdrawal interest rate as high as 80% of the written interest rate on the book.

In case the actual deposit time ≥ 3/4 of the term written on the book: Apply withdrawal interest rate as high as 90% of the interest rate writtten on the book.

In case early withdrawal interest rate ≤ demand interest rate: demand interest rate shall prevail.
- For deposits receiving interest periodically (monthly, quarterly, yearly). if customers wish to withdraw funds which are unmatured. they will receive demand interest rate and return the difference received (if any) to the Bank.
2. Timed deposit made before this notice will still be entitled to the interest rate written on the card, savings book and deposit book or as agreed until maturity date.