A. Introduction

 

Eximbank's SMS – Banking provides customers two kinds of message services:
Upon receipt of customer's information query message, the bank will reply customer by its return message.
Automatically send message to inform customers the information for their priorly registered inquiries.


B. Register for using SMS-BANKING

 

Customers can come to any branches of Eximbank system for their service use registration following available form at the bank.
People who sign in the registration form must be the account holders, loan agreement, card contact applications or must be a legally authorized person (with a stamp in case of entity).
All customers can use without registration for general information query service (EXCHANGE RATE, INTEREST RATE).

C. SMS-BANKING SERVICES
AUTOMATIC MESSAGE - INFORM PAYMENT DEPOSIT BALANCE

When the customer's payment account balance changes, the bank will automatically inform customers through SMS message.
Example:
Customer A
With payment deposit account No.: 1000.12345678900
Open at Eximbank Head Office:
When balance changes, the bank will automatically inform to the customer.

Eximbank notifies
 

EXIMBANK SMS  
    HEAD OFFICE ACCOUNT 5678900 -->The last 7 digits of the account
 

BALANCE ON August 9, 2005 at 09:18  
 

DEPOSIT OF VND100,000 --> Deposit amount
 
BALANCE OF VND 235,000 --> Increased balance

SMS VIEWING FOREIGN CURRENCIES, GOLD EXCHANGE RATES
Pattern statement:
EIB TG [BRANCH CODE] [foreign currency code 1] [ foreign currency code 2]… 
Example Eximbank notification


  EXIMBANK SMS
TG August 9,2005 at 08:30
HEAD OFFICE
USD
TRANSFER PURCHASE 15853
CASH PURCHASE 15850
SELL 15853
GOLD
PURCHASE 818000
SELL 822000 
Send to: 997

SMS VIEWING DEPOSIT INTEREST RATES
Pattern statement:
EIB LS [BRANCH CODE] [foreign currency code] 
Example: Eximbank notification


  EXIMBANK SMS
USD INTEREST RATE (%/YEAR – INTEREST PAID AT TERM END)
DATE JULY 19, 2005
HEAD OFFICE
1 MONTH 2.4%
3 MONTHS 3 %
6 MONTHS 3.2%
12 MONTHS 3.8%  
Send to : 997 

SMS VEIWING PAYMENT DEPOSIT BALANCE
Pattern statement:
EIB SD
Ví dụ Eximbank thông báo

  EXIMBANK SMS
BALANCE AT August 9, 2005 at 10:30
HEAD OFFICE ACCOUNT 1234567 VND 299,999
HEAD OFFICE ACCOUNT 7654321 USD 1,999
Send to : 997 

SMS VIEWING CREDIT CARD BALANCE
Pattern statement:
EIB [MC or VS] [the last 6 digits of the card number]…
MC: MasterCard
VS: Visa
Example Eximbank notification

  EXIMBANK SMS
BALANCE AT 12/07/2005
MasterCard 030004 299,999VND
Send to : 997 

LIST THE 5 LASTEST TRANSACTION OF PAYMENT DEPOSIT ACCOUNT
Partten statement: EIB LK [BRANCH CODE] [The last 7 letters of the account]…
Example Eximbank notification

  EXIMBANK SMS
05 LASTEST TRANSACTION UP TO AUGUST 9, 2005 AT09:15
HEAD OFFICE ACCOUNT 5678900
01/05/05 1000000DB
09/05/05 5000000CR
11/05/05 15000000CR
19/05/05 10000000CR
30/05/05 5000000DB
Send to : 997

APPENDIX
BRANCH CODE LIST
No.
Branch name
SMS Code
1
SO GIAO DICH 1
SGD1
2
EXIMBANK HOI SO
HSO
3
EIB HA NOI
HNI
4
EIB DA NANG
DNG
5
EIB CAN THO
CTO
6
EIB CHO LON
CLN
7
EIB HOA BINH
HBH
8
EIB QUAN 10
Q10
9
EIB QUAN 11
Q11
10
EIB NHA TRANG
NTG
11
EIB TAN DINH
TDH
12
EIB SAI GON
TTD
13
EIB CAI KHE
CKE
14
EIB HUNG VUONG
HVG
15
EIB LANG HA
LHA
16
EIB LONG BIEN
LBN
17
EIB HAI BA TRUNG
HBT
18
EIB BINH DUONG
BDG
19
EIB QUANG NINH
QNH
20
EIB CONG HOA
CHA
21
EIB THU DUC
TDC
22
EIB DONG NAI
DNI
23
EIB QUAN 4
Q04
24
EIB QUAN 7
Q07
25
EIB QUANG NGAI
QNI
26
EIB VINH
VIH
27
HAI PHONG
HPG
27
DONG DA
DDA
29
CAU GIAY
CGY
30
HAI PHONG
HPG
31
BA RIA
BRA
32
MY THO
MTO
33
BINH PHU
BPU
34
AN GIANG
AGN
35
DA LAT
DLT
36
BUON ME THUOT
BMT
FOREIGN CURRENCY CODE LIST
No.
Foreign Currency Name
Foreign Currency Code
1
United States Dollar
USD
2
Great British Pound
GBP
3
Hong Kong Dollar
HKD
4
French Franc
FRF
5
Swiss Franc
CHF
6
Deutsche Mark
DEM
7
Japanese Yen
JPY
8
Australian Dollar
AUD
9
Canadian Dollar
CAD
10
Singaporean Dollar
SGD
11
Euro
EUR
12
New Zealand Dollar
NZD
13
GOLD
GOLD
Saving and Personal Deposit                     
  VND (% per annum )
    - Effective as from 19/12/2008 at 8h30' A.M
 
Interest paid at term end
(% per annum)
   
Demand Deposit
3.000 %
1 week
5.004 %
2 week
5.496 %
3 week
6.000 %
1 month
  7.500 %
2 month
7.596 %
3 month
7.704 %
4 month
7.752 %
5 month
7.776 %
6 month
7.800 %
9 month
7.896 %
12 month
8.100 %
  USD (% year)
    - Effective as from 19/12/2008 at 8h30' A.M
  GOLD (% year)
- Effective as from 11/12/2008 at 1 P.M